Terms of Service

Acceptance of Terms

By accessing or using NexTransfer's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

Our Services

NexTransfer provides international money transfer services that allow you to:

• Send money to recipients in 100+ countries
• Receive money from international senders
• Track transfer status in real-time
• Manage recipient information
• Access transaction history

Our services are subject to regulatory requirements and may vary by location.

Eligibility

To use our services, you must:

• Be at least 18 years old
• Have legal capacity to enter into agreements
• Provide accurate identification information
• Comply with all applicable laws
• Not be on any sanctions or watch lists

We reserve the right to verify your identity and may request additional documentation.

Fees and Charges

Our fee structure is transparent and includes:

• Transfer fees: Clearly displayed before you confirm
• Exchange rate margins: Competitive rates with transparent markup
• Payment method fees: Varies by chosen payment option
• Cancellation fees: May apply for cancelled transfers

User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Keep your account credentials secure
• Notify us immediately of any unauthorized access
• Comply with all applicable laws and regulations
• Only send money for legitimate purposes
• Verify recipient information before sending

You are responsible for all activities under your account and any consequences of inaccurate information.

Prohibited Activities

You may not use our services for:

• Money laundering or terrorist financing
• Fraud, illegal gambling, or other criminal activities
• Sanctions violations or prohibited transactions
• Sending money to yourself or fictitious recipients
• Commercial or business purposes without authorization
• Any activity that violates local laws

Limitation of Liability

To the fullest extent permitted by law:

• Our liability is limited to the amount of your transaction
• We are not liable for indirect or consequential damages
• Service availability may be affected by technical issues
• Exchange rates may fluctuate before transfer completion
• Third-party delays may affect delivery times

We maintain insurance and security measures to protect your funds during transfers.

Termination

Either party may terminate this agreement:

• You may close your account at any time by contacting us
• We may suspend or close accounts for policy violations
• Pending transfers will be completed or refunded
• Some provisions survive termination (liability, disputes)

Upon termination, you remain liable for all fees and charges incurred.

Governing Law and Disputes

These terms are governed by the laws of New York State. Any disputes will be resolved through:

• First, good faith negotiations between the parties
• If needed, binding arbitration in New York
• Class action waiver applies to all disputes

Questions About These Terms?

If you have questions about these Terms of Service, contact us: